Six weapons.
One financial bodyguard.
Each tool is built around one fight and ends with one concrete outcome — a letter sent, a script used, a dispute filed.
WEAPON 01
Every hidden fee. Found. Fought. Refunded.
Bank Fee Fighter
FEND connects read-only to your bank via Plaid, scans up to 12 months of transactions, identifies every negotiable fee — overdrafts, ATM, maintenance, foreign transaction — and scores how likely each is to be refunded. Then it writes the exact message to send.
- Plaid-secured bank connection
- 12-month transaction scan
- AI refund-likelihood score
- Pre-written negotiation scripts
AVG RECOVERY
$500/yr avg
WEAPON 02
Billing errors are in 80% of hospital bills.
Medical Bill Fighter
Upload an itemized bill or Explanation of Benefits. AI reads every CPT code, flags duplicate charges, billing errors, and overcharges against fair-price benchmarks — then drafts a professional appeal letter you can send today.
- PDF, JPG, PNG accepted
- CPT code analysis
- Fair-price benchmarking
- Appeal letter generated in seconds
AVG RECOVERY
$2,000/bill avg
WEAPON 03
Every clause. Every risk. Every trap. In plain English.
Contract Explainer
Paste or upload any employment contract, lease, NDA, freelance agreement, or service contract. AI rewrites it in plain English, ranks every risk by severity, surfaces hidden fees and auto-renewals, and gives you the five questions to ask before signing.
- 10+ contract types
- Risk ranking with severity
- Hidden fee detection
- 5 questions to ask
AVG RECOVERY
$800/review avg
WEAPON 04
One in two credit reports has errors costing you thousands.
Credit Report Fixer
Upload your report from any bureau. AI spots inaccurate late payments, wrong balances, accounts that aren't yours, and outdated negatives — then generates dispute letters ready to send to Experian, Equifax, and TransUnion.
- All 3 bureaus supported
- Error severity scoring
- Bureau-specific letters
- Score impact estimate
AVG RECOVERY
+85 points avg
WEAPON 05
The exact number to ask for. The exact words to say.
Salary Coach
Tell us your role, location, and experience. AI benchmarks against current market data, builds your negotiation case with specific evidence, and scripts the exact words for your raise conversation — including every counterargument they might use.
- Live market benchmarks
- Negotiation case builder
- Word-for-word scripts
- Objection handlers included
AVG RECOVERY
+$12K/yr avg
WEAPON 06
Navigate probate without a $5,000 lawyer bill.
Probate Navigator
Step-by-step guidance through probate for your specific state. FEND provides the exact forms, deadlines, filing fees, and decision trees — and tells you when you actually do need a lawyer, and when you absolutely don't.
- State-specific guidance
- Form checklist + deadlines
- Decision tree included
- Clear when-to-hire rules
AVG RECOVERY
$7,000 saved avg
No credit card required for free tier